I was wondering how much insurance does everyone carry on your bike compared to your car? I live in California (you will be sued), own my home and have assets in the bank. I carry the maximum amount one can get on my car and it is the same for amount for my bike. While I feel a bike accident will do a lot less damage than a car accident if it is my fault an accident is an accident. So I feel I have to protect my home and assets as they will go after whatever you have, at least here. Hopefully someone is a fellow rider and an insurance agent. Thanks.