The annual insurance haggle
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  1. #1

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    The annual insurance haggle

    What is it with UK insurance companies? My policy last year was for £101. They offer to renew it for £158.
    I looked at price comparisons sites online and found that my existing insurer could offer me the same policy for £112. I rang them up and they honoured this, but you have to question their damn cheek and making me ring them to make them give me a decent price.

    Same thing happened last year too, except I was so annoyed I switched companies. It's like they don't want to retain us?

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  3. #2

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    Re: The annual insurance haggle

    Is that full coverage? Seems very reasonable, compared to rates over here.

  4. #3

    Member #
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    Re: The annual insurance haggle

    Yeah fully comp. I've max'ed my no-claims-bonus and I'm 47 now. I'm not much of a risk.

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  6. #4

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    Re: The annual insurance haggle

    Full comp for me $850/yr. Over 10 yrs riding. Never made a claim. I may not be a high risk, but the blackbird is.

  7. #5

    Member #
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    Re: The annual insurance haggle

    Bennetts tried to screw me over last month big time, told em to take a long run and jump!
    Reinsured with Devitts through the Post Office for half the price of Bennetts renewal quote.
    It really is a merry go round in the UK , got fully comprehensive with full RAC European break down and recovery for about £160 .

  8. #6

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    Re: The annual insurance haggle

    Yep, a yearly merrygoround or pay more for the same policy.
    Roses are red, violets are blue, I'm schizophrenic, and so am I.

  9. #7

    Member #
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    Re: The annual insurance haggle

    Motorcycle insurance in the UK is like the Wild West.
    carpe diem

  10. #8

    Member #
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    Re: The annual insurance haggle

    You have no idea how good you have it. Insurance is killing the industry here, mainly in Ontario as it's the worst by far. I paid $1100 12 yrs ago just for liability.

  11. #9

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    Re: The annual insurance haggle

    Quote Originally Posted by Partsguy View Post
    You have no idea how good you have it. Insurance is killing the industry here, mainly in Ontario as it's the worst by far. I paid $1100 12 yrs ago just for liability.
    Wow, how the hell can they charge so much? that puts my £110 fully comp into perspective.
    Roses are red, violets are blue, I'm schizophrenic, and so am I.

  12. #10
    Supercharged Mod
    Member #
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    99 Bird. 03 Supercharged KwakBird. DR800 Big
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    Re: The annual insurance haggle

    99% of insurance companies in the UK refuse to insure me …………. possibly because they don't like home built supercharged specials

    I run a multi bike policy that covers Duck, Daily Bird and the DR800. Just over £300 for all 3 which I don't have a problem with especially since I have European recovery included. Had to laugh when I added the DR, "a what?" …. "a 1990 Suzuki DR800" ………. "that isn't in our database, can you send me some details so our underwriters know what you are trying to insure".
    Full of Hot air? Intercool yourself............ you know it makes sense

  13. #11

    Member #
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    Re: The annual insurance haggle

    Quote Originally Posted by adeyren View Post
    Motorcycle insurance in the UK is like the Wild West.
    Run by sharks who rely on people being lazy. My insurance always lose the high quote when I phone up to cancel the renewal.
    The answer is 42

  14. #12

    Member #
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    Re: The annual insurance haggle

    Quote Originally Posted by Gadgey View Post
    Wow, how the hell can they charge so much? that puts my £110 fully comp into perspective.
    To make more exciting one company will be offering better rates one year, then in 2 years they'll be bought ought by another company and that company will refuse to insure sport bikes. That is one of the big problems, I was with either State Farm or Allstate years ago with the house, tried to get a deal with the car, still more than what I was currently paying and then the agent tells me "we have great rates on bikes." Sport bikes? I ask." Oh no, we don't do sport bikes." Same story over and over.
    A lot depends on where you live, there still is some "reasonable " rates out there, by that I mean less than $1000 a yr.

  15. #13

    Member #
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    Re: The annual insurance haggle

    Just under 900 bucks for 4 months coverage here in good old BC. My Ducati is more

  16. #14

    Member #
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    Re: The annual insurance haggle

    Wow, that's about £550! I'm 47 year old, had my license since I was 24 and live in the sticks. I know this is a low insurance postcode but you're paying nearly 15 times as much?

  17. #15

    Member #
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    Re: The annual insurance haggle

    About the same here is Saskatchewan, its really killing the street bike scene.


 
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