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General CBR XX Discussion: General Discussion of the Honda CBR 1100 XX Super Blackbird that does not fit into the other specific forums. | |||||||
Insurance - how much do you pay
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03-17-2008, 7:46 PM
| #1 | ||
 Join Date: Mar 02 2008 Location: Farnham UK Bike(s): 2001 Blue Blackbird Posts: 138
| Just interested to know how much we all pay in our respective areas of the world..I'm knocking on the door of 50  and I have fully comprehensive insurance which sets me back Sterling 213.00 (USD 426) for a year. How much do you pay? | ||
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03-17-2008, 8:04 PM
| #2 |
| ... Get A Good Lawyer !  Join Date: Dec 20 2007 Location: Gold Coast, Australia Bike(s): Honda '07 CBR1100XX Super Blackbird Age: 44 Posts: 1,963
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$440.00 AUD for theft and third party only with $1000.00 excess. This is for full new replacement value of bike and in case I t-bone a Rolls Royce. The bike has agreed value of $16500.00 ...... not current market value. I have never dropped a bike by my own doing (only on track days) and figure if I go down it will be some others fault .... and their insurance can worry about it.
__________________ " 'Birds of a feather, flock together "  Quote of the month: "When the pupil is ready to learn, a teacher will appear." - Zen Proverb |
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03-17-2008, 8:08 PM
| #3 |
| What cop??  Join Date: Jan 24 2007 Location: Edgewater, FL Bike(s): 02 Bird Age: 39 Posts: 1,649
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What's insurance??  
__________________ Mike 02 Silver Bird I'm a Yamaha tech., that's why I ride a Honda  |
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03-17-2008, 8:17 PM
| #4 | |
| ... Get A Good Lawyer ! Join Date: Dec 20 2007 Location: Gold Coast, Australia Bike(s): Honda '07 CBR1100XX Super Blackbird Age: 44 Posts: 1,963
| Quote:
If it wasn't for that accent, I'd swear you are an Aussie 
__________________ " 'Birds of a feather, flock together " Quote of the month: "When the pupil is ready to learn, a teacher will appear." - Zen Proverb | |
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03-17-2008, 8:29 PM
| #5 |
| What cop?? Join Date: Jan 24 2007 Location: Edgewater, FL Bike(s): 02 Bird Age: 39 Posts: 1,649
|  I'd LOVE to move down there!!In FL you don't have to carry insurance if the blue book value of your bike is less than $10,000, as long as you wear your gear. If you choose not to wear a helmet you HAVE to have insurance. Besides, my Bird is still in my father-in-law's name, but she'll be paid off in June & you bet your ass I'll have insurance on her then.
__________________ Mike 02 Silver Bird I'm a Yamaha tech., that's why I ride a Honda |
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03-17-2008, 8:35 PM
| #6 |
 Join Date: Jan 28 2007 Location: New Zealand - Coromandel Harbour Bike(s): Honda Blackbird Age: 61 Posts: 211
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About $400 NZ, $320 USD or 160GBP fully comprehensive for my '99 'bird insured for about $10000 NZ. I'm 60 years old and get my insurance through the Honda Riders Club, although there are others that are pretty close.
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03-17-2008, 8:35 PM
| #7 |
 Join Date: Nov 26 2006 Location: Southern Indiana Bike(s): 97XX,00XX,01XX Turbo Posts: 130
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$75
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03-17-2008, 9:14 PM
| #9 |
| Moderator  Join Date: Aug 31 2007 Location: Seaford, Victoria, Australia Bike(s): 2007 CBR1100XX Age: 41 Posts: 2,455
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AU$700 full comprehensive.
__________________ Paul Never let a motorcycle take you somewhere your brain didn't get to three seconds earlier  |
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03-17-2008, 9:14 PM
| #10 |
 Join Date: Feb 26 2008 Location: Northeast Ohio Bike(s): 2001 CBR1100XX (The Red Year) Age: 24 Posts: 417
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$600/yr for liability only, if i were to add comprehensive, it would be $3k per year... for a bike that cost me 5500 to begin with, i can't justify paying half of that "just in case" to an insurance company...
__________________ Šuane "Harley's don't have a "throttle" in the typical use of the word, think of it more as a "volume knob" on the right handle bar, the more you twist it, the more windows you rattle"  |
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03-17-2008, 10:22 PM
| #11 |
| Join Date: Nov 10 2006 Location: San Diego CA Bike(s): 97CBR1100XX with some extras Age: 33 Posts: 177
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I pay 2500 USD a year but I have bundled up insurance. I have full coverage on my 97 XX, 06 PS1000LE, 02 MH900E, 99 RR, and 02 SV along with my 07 silverado 1LT hybrid, and my wifes 07 nissan sentra, along with 150k in home property, 25k in valuable personal property, and also covers hurricanes and earth quakes. Just for the XX its 330 a year but that is also with estimated value of 18,300 USD due to numerous upgrades.
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03-17-2008, 10:34 PM
| #12 |
| PaveLow  Join Date: Nov 24 2006 Location: Conyers, GA. Bike(s): 2002 CBR1100XX Age: 51 Posts: 881
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State Farm, $1000.00 deductible, full coverage. $392.00USD 51 in May. |
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03-17-2008, 11:11 PM
| #13 |
| Join Date: Dec 11 2006 Location: seattle Bike(s): turbocharged 02xx Posts: 58
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23 bucks a month. everything but collision.
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03-17-2008, 11:12 PM
| #14 |
| Join Date: Dec 11 2006 Location: seattle Bike(s): turbocharged 02xx Posts: 58
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oh yeah, forgot they asked me if my bike was turbocharged. no.
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03-17-2008, 11:47 PM
| #15 |
 Join Date: Mar 17 2008 Location: Brisbane Bike(s): '07 CBR1100XX Posts: 3
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1100 AUD / Year full comprehensive agreed value. Full replacement for the first 2 years being that it is a brand spanking new shiny toy  |
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03-18-2008, 12:14 AM
| #16 |
| Some Random CBR Rider Join Date: Mar 11 2008 Location: Black Hawk, South Dakota Bike(s): 1998 CBR1100XX (For Now!) Age: 34 Posts: 30
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$387/year, full coverage. Amazing what being married and over 25 does to your insurance.  When I was 23, they'd have laughed their balls of when I said "CBR1100XX"!
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03-18-2008, 2:42 PM
| #17 |
 Join Date: Dec 15 2006 Location: Bushey England UK Bike(s): CBR 1100 XX6 Black Age: 53 Posts: 156
 |  I'm nearly 53 and i paid £248 from Honda Insurance ,this includes Helmet and Leathers cover , as i live in what they class as a category "A" area ( Greater London ) this didn't seem to bad ,especially as 2 Brokers quoted me over £450 without the H & Leathers cover.
__________________ Aluncbr1100 All i want for Xmas is Honda to wake up |
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03-18-2008, 4:12 PM
| #18 |
 Join Date: Feb 16 2008 Location: usa Bike(s): BMW R1100RT 01 Honda CBR1100XX 02 Posts: 40
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State Farm, $250 deductible, full coverage. $364.00USD 52 in August.
__________________ The beatings will continue until morale improves |
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03-18-2008, 4:54 PM
| #19 | |
| Join Date: Mar 02 2008 Location: Farnham UK Bike(s): 2001 Blue Blackbird Posts: 138
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03-18-2008, 4:58 PM
| #20 | |
| Join Date: Mar 02 2008 Location: Farnham UK Bike(s): 2001 Blue Blackbird Posts: 138
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03-18-2008, 5:00 PM
| #21 | |
| Join Date: Mar 02 2008 Location: Farnham UK Bike(s): 2001 Blue Blackbird Posts: 138
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03-19-2008, 10:32 AM
| #22 |
 Join Date: Mar 18 2008 Location: Lousville Bike(s): 97 XX Posts: 70
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Just under 600 per year for foll coverage, just paid my first premium yesterday. Now if it would quit raining i could go pick up my baby!!!!
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03-20-2008, 9:14 PM
| #23 |
| TEDZXX  Join Date: Jan 22 2008 Location: Lockhart, Texas Bike(s): 2002 Honda CBR1100XX (Silver) Blackbird Age: 44 Posts: 1,544
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I pay 30 bucks a month for fire, wind, and theft as well as liability. Probably go back to Progressive though because they are cheaper.
__________________ 02 Silver Bird, Throttlemeister, HID's, Scorpion Carbon Fiber Oval Exhaust, Zero Gravity Double Bubble, Power Commander, Speedohealer, Corbin seat, Lowered foot pegs & more Mods to come!!!  |
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03-21-2008, 9:55 AM
| #24 | |
| Join Date: Mar 02 2008 Location: Farnham UK Bike(s): 2001 Blue Blackbird Posts: 138
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03-21-2008, 7:41 PM
| #25 |
| Join Date: Mar 21 2008 Location: Alexandria, VA Bike(s): 2003 CBR1100XX Posts: 4
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The only reasonable rates I could find were with State Farm even with a clean record. Most other quotes were laughable. I am paying ~$600 a year with full coverage and $1000 deduct. You can save a few hundred if you insure your car or home with them.
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03-21-2008, 8:32 PM
| #26 |
 Join Date: Oct 21 2007 Location: MOntreal Bike(s): 1999 CBR1100XX Posts: 127
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I just switch, and now I pay 430$ for full coverage, Includes 300$ road side assistance per year, 5000$ medical bills per incident, 1500$ rental bike per incident, the list of goodies goes on! I used to pay 1400$.
__________________ ......Alright... let's do this.....  |
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