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General CBR XX Discussion: General Discussion of the Honda CBR 1100 XX Super Blackbird that does not fit into the other specific forums. | |||||||
Insurance for the bird!
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12-30-2007, 6:24 PM
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| Thebird  Join Date: Dec 26 2007 Location: norway Bike(s): 1997 blackbird Posts: 40
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Hello guys and girls. Just wonder what you pay in insurance for the bird, around the world. Here in norway it is expencive if you are below 30yrs. (depends if you live in a city or country region also then) Im 29yrs. I pay now in usd $1339 for 1.year policy. With 60% innsurance bonus, and discount for having all my insurance at one company. If i didnt have any discount i`d pay about usd $2142. Hopefuly next year ill go down to usd $714. (approx) How is it with you guys ???
__________________ I love it, like it and i RIDE IT  | ||
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12-30-2007, 7:07 PM
| #2 |
| You're my kinda stupid..  Join Date: Dec 24 2006 Location: North Salt Lake, UT Bike(s): Ducati M900ie, 71 Honda 350 Scrambler, 1997 CBRXX Age: 27 Posts: 34
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I'm paying about $650 a year for insurance on mine.. I'm 26yrs old, in Salt Lake City, UT. Insurance drops here at 25yrs old, or if you're married.. I'm single.. My dad is 51 and insurance for his and my mom's bike is only like $300 a year for full coverage on both bikes, and a bunch of other stuff.. But he hasn't had a ticket since he was my age (He reminds me every time I get a new ticket)..
__________________ "World Peace Through Deadly Force" |
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12-30-2007, 9:19 PM
| #3 |
| Moderator  Join Date: Aug 31 2007 Location: Seaford, Victoria, Australia Bike(s): 2007 CBR1100XX Age: 41 Posts: 2,455
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I paid AU$700 for full comprehensive insurance at the dealer. Will shop around when renewal time is here, should get it cheaper than that.
__________________ Paul Never let a motorcycle take you somewhere your brain didn't get to three seconds earlier  |
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12-30-2007, 9:37 PM
| #4 |
 Join Date: Nov 24 2006 Location: Greensboro, NC Bike(s): 1997 CBR1100XX, 1994 Honda Magna Age: 44 Posts: 441
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I pay about $700/yr for full covg Comprehensive and Collision (coll with $1,000 deduct) or about $500/yr with no collision covg. Of course I have higher than normal UM/UIM covg. |
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12-30-2007, 10:18 PM
| #5 |
| Meh!  Join Date: Oct 12 2007 Location: Eastern PA Bike(s): "08 FJR, '03 VTX 1800, '01 Bird, Age: 47 Posts: 90
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$594 per year here in the great Commonwealth of PA with $250 deductible on collision and $100 deductible on comprehensive. Evidently they view the Bird as a "high risk" bike as collision alone is $304 of the yearly amount and that's double the cost of both my VTX and Valkyrie...COMBINED! I also carry $3000 per bike in optional accessory coverage. All in all not a bad deal. It's all through Allstate. Geico and Progressive couldn't come close to those numbers.
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12-30-2007, 11:02 PM
| #6 |
 Join Date: Dec 05 2006 Location: Montgomery AL Bike(s): '03 CBR1100 & '07 SV650S Age: 37 Posts: 160
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I think I pay about $850 a year for full coverage on both my '03 XX and my wife's '07 SV650S. After seeing some of those prices I don't feel so bad. This is through Geico.
__________________ '03 Honda CBR1100XX An intelligent man is sometimes forced to be drunk to spend time with his fools. - Ernest Hemingway |
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01-15-2008, 2:36 PM
| #7 |
 Join Date: Dec 15 2006 Location: Bushey England UK Bike(s): CBR 1100 XX6 Black Age: 53 Posts: 156
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I paid £320 this year , fully comp with all the add ons( gear cover etc) but i am an old sod with max no claims
__________________ Aluncbr1100 All i want for Xmas is Honda to wake up  |
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01-15-2008, 3:16 PM
| #8 |
| Fastest XX in AZ!!!  Join Date: Jun 08 2007 Location: Glendale, AZ Bike(s): 1998 CBR1100XX Age: 24 Posts: 343
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I pay about $360.00 a year for mine. Being military deffinately has it's advantages.
__________________ "The thrill of a good price fades far sooner than the pain of a poor product" 98 XX: Titanium Force Full Ti Exhaust (best exhaust ever!!!), Factory Pro Jet Kit, K&N Drop-in, Dynatek DRL-400 2 Step Rev Limiter, AFAM 16/46 Sprockets, Michelin Pilot Powers-120/190 |
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01-15-2008, 3:43 PM
| #9 |
| dw  Join Date: Jan 06 2008 Location: derbyshire ,england, Bike(s): 2000 cbr1100xx superblackbird(red) Age: 51 Posts: 33
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i pay £326 with extras ie breakdown cover
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01-15-2008, 5:59 PM
| #10 |
 Join Date: Mar 27 2007 Location: Fort Wayne, IN Bike(s): 2002 CBR 1100XX dual CF devil pipes. 1982 XL500R Age: 26 Posts: 214
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Wow, I guess I definitely have good rates on insurance b/c my '02 XX is $265/year for full coverage with a $500 deductible on comp and collision. And, my wife's '04 SV650 runs $280 with the same coverage. I am 25, but I don't think anything else matters for reducing costs on motorcycle coverage. We do have our house, 2 cars, 1 truck, and 2 motorcycles on the same policy, but none of that affects our motorcycle policies.
__________________ Who says money doesn't buy happiness?!?! Have you ever seen a sad person on a Blackbird? |
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01-15-2008, 6:33 PM
| #11 |
 Join Date: Jan 07 2008 Location: houston Bike(s): cbr 600-looking to buy cbrxx<-not looking ANYMORE! Posts: 66
Xbox Live! Gamertag: f that jibberish.... |
wow, this is pretty impressive to hear, i just finally got mine last saturday and havent heard back from my agent yet-curious on your policy is it listed as sport touring or high performance? |
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01-15-2008, 6:35 PM
| #12 |
| Fastest XX in AZ!!! Join Date: Jun 08 2007 Location: Glendale, AZ Bike(s): 1998 CBR1100XX Age: 24 Posts: 343
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You guys should check out Ride With McGraw Insurance I am considered high risk but I still get a really good rate.
__________________ "The thrill of a good price fades far sooner than the pain of a poor product" 98 XX: Titanium Force Full Ti Exhaust (best exhaust ever!!!), Factory Pro Jet Kit, K&N Drop-in, Dynatek DRL-400 2 Step Rev Limiter, AFAM 16/46 Sprockets, Michelin Pilot Powers-120/190 |
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01-15-2008, 6:47 PM
| #13 |
 Join Date: Dec 23 2006 Location: Ont,Canada Bike(s): 99 CBR1100 some mods,91 CBR600 lot's o' mods Posts: 526
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Well I knew Canada was bad for insurance rates and Ontario is the worst but you guys don't know how good you got it.I use to pay $900 a year that's with a 25% surcharge for a sportbike,then it became 90% and over $1500 a year and that's just liability but that's because I couldn't get in with ALLSTATE.I know of many customers in their 20's paying $4000-5000 a year for a 600. And we can only ride 8 months a year and 3 of those suck. I've been quoted $500 for the 600 next year and that looks really good to me. Anybody want to lend me their US address? |
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01-15-2008, 6:51 PM
| #14 |
| Join Date: Jan 07 2008 Location: houston Bike(s): cbr 600-looking to buy cbrxx<-not looking ANYMORE! Posts: 66
Xbox Live! Gamertag: f that jibberish.... |
5000? for a 600? i would quit riding.... one of my friends got quote 15.5k for full coverage on his busa.....that was @ 30yrs old.....im not going to say which company, but needless to say, he didnt go with them... |
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01-15-2008, 8:27 PM
| #15 |
 Join Date: Nov 26 2006 Location: Southern Indiana Bike(s): 97XX,00XX,01XX Turbo Posts: 130
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$75 a year Liability 100/300 only
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01-15-2008, 9:02 PM
| #16 |
| Join Date: Dec 23 2006 Location: Ont,Canada Bike(s): 99 CBR1100 some mods,91 CBR600 lot's o' mods Posts: 526
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Kill me now.
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01-15-2008, 11:50 PM
| #17 |
 Join Date: Jan 03 2007 Location: America's Autobahn / Arizona Deserts Bike(s): 98 CBRXX 02 XR650R the front of the dust cloud Posts: 32
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$75 a year for each bike... liability, but I'm looking for a better deal. 
__________________ Gettin old aint for sissy's! |
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01-16-2008, 6:17 AM
| #18 |
| Max  Join Date: Jan 16 2008 Location: "The Shire", Sydney, Australia Bike(s): 07 CBR1100XX Super Blackbird Age: 51 Posts: 26
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AU$800 for full comprehensve. This has paid for itself already. Bought the bike new in Aug last year. Early Dec some bloke backed into it while it was parked and did AU$4000 damage. Now I only have to haggle over my $400 excess! Honest driver left his details. There still remain some gentlemen on the road, though their numbers are declining! ........Max |
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01-16-2008, 8:39 AM
| #19 |
| Got any blacker???  Join Date: Jan 09 2008 Location: Eagle Heights, QLD, Australia Bike(s): 03 XX Black Age: 36 Posts: 98
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$450 AUD for full comprehensive, includes up to $3000 of riding gear and luggage.... My wifes CB400 was $480 |
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01-18-2008, 8:43 AM
| #20 |
 Join Date: Nov 05 2007 Location: Pakenham, Australia Bike(s): 1999 Honda CBR1100XX Posts: 17
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Well... having come from an insurance background I knew it would be all over the place. I had quotes as high as $2500 AUD. Settled for $530 AUD would of been less but my bike has an aftermarket exhaust. (30yo, in Victoria Australia, 1999 blackbird) |
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01-18-2008, 1:22 PM
| #21 |
| Join Date: Oct 18 2006 Location: St Louis Mo. Bike(s): CBR11xx03 Age: 53 Posts: 126
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I pay about $348.00 a year for full coverage with a $500.00 deductable through State Farm. But I get a huge discount because I also insure my house, truck and my car through them. State Farm doesn't go by what type of bike you have. They only go by cc's. And I suppose being over 50 and having a good FICO score doesn't hurt. |
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01-21-2008, 9:46 AM
| #22 |
 Join Date: Dec 14 2006 Location: Georgia Bike(s): 98 Blackbird, 06 Ultra Classic Age: 57 Posts: 336
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98 XX $75 a year 02 XX $75 a year 06 Ultra Classic $200 this bike I have full coverage on the XX bikes I don't have full coverage. THese cost are for a year. |
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